The Haze Funding blog

Funding & business credit, decoded.

Practical guides on building business credit, qualifying for funding, and growing your business on your terms.

Equipment Financing for Small Business: The Complete Guide

Learn how equipment financing works for small businesses, from loans vs leases to rates, terms, tax considerations, and approvals. Get practical examples.

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SBA Loans and RequirementsJul 10, 2026

SBA Loan Requirements: Eligibility, 7(a), and How to Qualify

Understand SBA loan requirements and 7(a) eligibility, including uses, ineligible industries, and lender overlays. Learn how to qualify, improve approval.

Terms and Conditions of LoansJul 10, 2026

Terms and Conditions of Small Business Term Loans: A Complete Guide

Understand small business term loan terms—rates, covenants, amortization, prepayment, and SBA criteria—to borrow confidently and negotiate better.

Low Credit Business LoansJul 9, 2026

Business Loans for Bad Credit: Low Credit Business Funding Guide

Learn how to get business loans for bad credit, including requirements, costs, and repayment options, plus tips to qualify and fund faster.

Establishing Credit for New BusinessesJul 8, 2026

Establishing Credit for New Businesses: How to Build Business Credit

Learn how to establish business credit fast: timelines, setup steps, reporting vendors, and payment tactics to unlock better rates and terms for growth.

Funding ReadinessJul 7, 2026

How to Get Your Business Funding-Ready in 6–12 Months

A realistic timeline and checklist for building business credit and financial readiness before applying for funding.

FundingJul 4, 2026

Working Capital vs. Line of Credit: Which Fits Your Business?

Compare working capital funding and business lines of credit — how each works, typical costs, and which scenarios fit best.

FundingJul 1, 2026

What Lenders Actually Look At When You Apply for Business Funding

Time in business, revenue, cash flow, credit, industry, and documentation — here's what lenders typically review on a funding application.

Business CreditJun 27, 2026

The 3 Business Credit Bureaus Explained

Dun & Bradstreet, Experian Business, and Equifax Business each score your company differently. Here's what each one tracks.

Business CreditJun 24, 2026

Business Credit vs. Personal Credit: Why the Separation Matters

Understand the difference between business and personal credit, why mixing them is risky, and how forming an entity creates real separation.

Business CreditJun 20, 2026

How to Build Business Credit: A Step-by-Step Guide

Learn how to build business credit from scratch — entity setup, EIN, D-U-N-S number, starter tradelines, and monitoring all 3 bureaus.