SBA 7(a) standard loan
The classic SBA loan — long terms, low rates, broadest use of funds.
- Amount
- Up to $5M
- Time to fund
- Up to 90 days
- Term
- Up to 25 years
- Rate
- 3% – 8%
Long terms and low rates, bought with time. A government guarantee lets a lender stretch repayment further and price it lower than it otherwise could, and the price of that guarantee is underwriting measured in months rather than days.
- You can wait a quarter to get the right terms
- An acquisition, real estate, or a long-horizon project
- Your paperwork is in order and your story holds together
Start to finish this can run to the full ninety days — if the opportunity has a deadline before that, this is the wrong product however good the rate is.
Four steps, one profile.
- 01
Prequalify
Answer eight questions about your business. No documents yet.
- 02
Get matched
We check your profile against the criteria of every active lender on the platform.
- 03
Apply
Submit the application and supporting documents for the product you picked.
- 04
Get funded
The typical timeline for this product is Up to 90 days.
Amounts, terms and rates shown are ranges across our lender network, not an offer of credit. Final terms depend on lender underwriting and your business profile.
See what you qualify for.
One prequalifier covers every product. It takes a few minutes and tells you which options are actually open to you.