Book of business loan
Capital secured against your recurring revenue book.
- Amount
- Up to $5M
- Time to fund
- 2–6 weeks
- Term
- 1–15 years
A retiring owner is ready to hand over their book and you are the obvious buyer. The asset here is the recurring revenue itself — renewals, residuals, trailing commissions — so underwriting studies retention rather than the hard assets a practice like yours was never going to have.
- An insurance agency, advisory practice or another recurring-revenue book
- Buying a book, a partner's share, or succeeding a retiring owner
- Trailing twelve-month revenue you can evidence
Everything turns on how well the book retains, so the quality of the clients you are buying counts for more than your own balance sheet.
Four steps, one profile.
- 01
Prequalify
Answer eight questions about your business. No documents yet.
- 02
Get matched
We check your profile against the criteria of every active lender on the platform.
- 03
Apply
Submit the application and supporting documents for the product you picked.
- 04
Get funded
The typical timeline for this product is 2–6 weeks.
Amounts, terms and rates shown are ranges across our lender network, not an offer of credit. Final terms depend on lender underwriting and your business profile.
Not the right fit?
See what you qualify for.
One prequalifier covers every product. It takes a few minutes and tells you which options are actually open to you.