Merchant Cash Advance
Fast funding repaid as a percentage of future card sales. Built for retail, restaurants, hotels, and gas stations.
- Amount
- $5,000 – $500,000
- Time to fund
- 24–36 hours
- Term
- Up to 18 months
- Rate
- 8% – 30%
Card sales are steady, the season is about to turn, and the stock needs to be on the shelves this week rather than after a month of underwriting. Repayment moves with your sales: busy weeks clear it faster, slow weeks take less out of the till.
- Most of your revenue arrives through a card terminal
- Retail, restaurant, hotel or fuel
- You need the money in days, not weeks
Speed and flexibility are what you are buying, and they are not free — take it for something that pays for itself inside the term.
Four steps, one profile.
- 01
Prequalify
Answer eight questions about your business. No documents yet.
- 02
Get matched
We check your profile against the criteria of every active lender on the platform.
- 03
Apply
Submit the application and supporting documents for the product you picked.
- 04
Get funded
The typical timeline for this product is 24–36 hours.
Amounts, terms and rates shown are ranges across our lender network, not an offer of credit. Final terms depend on lender underwriting and your business profile.
Not the right fit?
See what you qualify for.
One prequalifier covers every product. It takes a few minutes and tells you which options are actually open to you.