Personal Funding
Short-term personal capital — covers working capital, franchise purchase, business acquisition, real estate, equipment, inventory, or invoice financing.
- Amount
- $5,000 – $350,000
- Time to fund
- 1–2 weeks
- Term
- Up to 7 years
- Rate
- 6% – 25%
The business is too new to borrow on its own, but you are not. Personal funding leans on your credit to finance the first chapter — a franchise fee, an acquisition deposit, the equipment that makes any revenue possible in the first place.
- Start-up or pre-revenue, with strong personal credit
- Working capital, a franchise, an acquisition or equipment
- You need it before the business has a track record of its own
This sits on you rather than on the company — treat it as your own balance sheet, because that is exactly what it is.
Four steps, one profile.
- 01
Prequalify
Answer eight questions about your business. No documents yet.
- 02
Get matched
We check your profile against the criteria of every active lender on the platform.
- 03
Apply
Submit the application and supporting documents for the product you picked.
- 04
Get funded
The typical timeline for this product is 1–2 weeks.
Amounts, terms and rates shown are ranges across our lender network, not an offer of credit. Final terms depend on lender underwriting and your business profile.
Not the right fit?
See what you qualify for.
One prequalifier covers every product. It takes a few minutes and tells you which options are actually open to you.