Business line of credit (Lite Doc)
Revolving credit with minimal docs; best for credit-strong owners who want flexible draw.
- Amount
- $10,000 – $150,000
- Time to fund
- 1–3 weeks
- Term
- Revolving
- Rate
- 0% intro up to 18 months
Strong personal credit, and a business that has not built a filing cabinet yet. You want something you can draw against the week an opportunity shows up, without assembling three years of financials to justify it.
- A credit-strong owner and deliberately light paperwork
- Flexibility matters more to you than size
- Early-stage, or lean on purpose
It is sized for flexibility rather than scale, and the introductory rate has an end date — know what the rate becomes before you draw.
Four steps, one profile.
- 01
Prequalify
Answer eight questions about your business. No documents yet.
- 02
Get matched
We check your profile against the criteria of every active lender on the platform.
- 03
Apply
Submit the application and supporting documents for the product you picked.
- 04
Get funded
The typical timeline for this product is 1–3 weeks.
Amounts, terms and rates shown are ranges across our lender network, not an offer of credit. Final terms depend on lender underwriting and your business profile.
See what you qualify for.
One prequalifier covers every product. It takes a few minutes and tells you which options are actually open to you.