Asset-based business loan
Credit backed by inventory, equipment, or receivables.
- Amount
- Up to $10M
- Time to fund
- 2–8 weeks
Your profit and loss does not flatter you, but your warehouse does. Inventory on the racks, equipment on the floor, invoices on the books — asset-based lending underwrites what you own rather than what last year earned.
- A balance sheet stronger than the P&L
- Inventory, equipment or receivables you can pledge
- A turnaround, a seasonal swing, or growth faster than profit
The collateral gets valued, monitored and reported on, so this comes with continuing reporting obligations rather than a payment you can set and forget.
Four steps, one profile.
- 01
Prequalify
Answer eight questions about your business. No documents yet.
- 02
Get matched
We check your profile against the criteria of every active lender on the platform.
- 03
Apply
Submit the application and supporting documents for the product you picked.
- 04
Get funded
The typical timeline for this product is 2–8 weeks.
Amounts, terms and rates shown are ranges across our lender network, not an offer of credit. Final terms depend on lender underwriting and your business profile.
See what you qualify for.
One prequalifier covers every product. It takes a few minutes and tells you which options are actually open to you.