Why this matters
Tier-1 vendors give you small credit lines (typically $500–$2,000) on net-30 terms and report your payment history to D&B and the bureaus. This is how you build a payment record.
Do this
- Apply to 5 net-30 vendors from the list below.
- Order $50–$100 of supplies you'll actually use.
- Pay the invoice in full BEFORE the due date.
- Repeat monthly for 60 days.
Goal: 3+ accounts reporting "Pays as Agreed" or better on D&B.