Why this matters
With 6 months of strong business-credit history, banks will lend on the business itself rather than your personal guarantee. SBA, business lines of credit, and short-term lenders open up.
Do this
- Check eligibility for SBA, LOCs, and term loans through hazefunding.com's prequalifier.
- Apply to 2–3 matched offers.
- Stack the lines; don't draw until you have a use.