All steps

Step 5

Apply for business credit cards

Real revolving lines tied to the EIN.

Why this matters

Business credit cards from real banks (Chase Ink, Amex Business, Capital One Business) report to BOTH bureaus AND extend revolving credit. This is the unlock for funding.

Do this

  • Wait until Step 4 has been reporting 60+ days.
  • Apply to 1–2 business cards from major banks.
  • Use them; pay in full each statement.

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